Real-time fraud protection designed for older adults

SentinelAge AI plugs into your banking flows to detect risky Zelle transfers, wires and account changes in real time — and guides members with a friendly assistant that explains risks in plain language.

API First • Realtime • Explainable

Our risk engine blends smart rules with machine learning and context from device, behavior and conversation cues to flag scams like romance, tech-support and bank-impersonation.

Why SentinelAge

Purpose-built to reduce fraud losses with low friction for members.

Real-time risk scoring

Detect before the money moves

Score wires, Zelle and ACH in milliseconds. Trigger just-in-time step-ups and conversational checks when risk is high.

Explainable

Clear reasoning for every alert

We highlight the exact risk signals and provide member-friendly explanations to reduce false positives and complaints.

Elder-first UX

Guidance in plain language

Short prompts, large text and high-contrast design help older adults understand scams and choose safer actions.

Phanindra Panthagani — Founder of SentinelAge AI
Meet Our Founder

Phanindra Panthagani

Driven by a personal mission after seeing numerous elderly fraud cases, Phanindra founded SentinelAge AI to protect older adults from financial scams.

Credentials & Experience

  • 8+ years across fraud and credit risk at Goldman Sachs, JPMorgan Chase and SoFi.
  • Built LLM/NLP-powered fraud features; designed rule engines saving millions per month.
  • Led credit underwriting strategy growth while maintaining loss rates.
  • M.S. — IIT Kharagpur; M.S. — The University of Texas at Dallas.

His expertise in ML, NLP and generative AI shapes SentinelAge’s explainable, real-time platform for banks and credit unions.

Testimonials

“The solution allows users to quickly get customized advice, flagging the specific fraud risks they may be exposed to, and introduces a mitigation in only a few clicks. I could imagine this being very helpful for the elderly.”

— Nick Olivier, Director Data Science at Kemper

“Having lived in the U.S. for over 25 years, I’ve witnessed the sharp rise in fraud and scams. Most banks rely on methods like SMS OTPs or driver’s license uploads, which I often find difficult for older adults to navigate. This interactive fraud chatbot is a wonderful way to bridge that gap. It not only makes the process more engaging and less intimidating for seniors but also educates them about government support options while realistically highlighting how scams actually occur.”

— Venu Namani (Elder Citizen), Lead Software Engineer at Nexthop.ai Inc.

“This app provides a simple and intuitive way for seniors to navigate and assess financial matters. By empowering this vulnerable demographic, it serves as a critical tool in preventing them from falling victim to the rising tide of scams that specifically target the elderly. The app's design is not just user-friendly, but a vital layer of protection in an increasingly complex digital landscape.”

— Yaswanth Yadlapalli, Ph.D., Senior Software Development Engineer at Microsoft

“This is pretty slick app! Helps us lot with managing sophisticated fraud in a seamless manner. With sophisticated AI-driven fraud on the rise, we need smarter solutions that guide customers in a simple, frictionless way. Older adults are especially vulnerable to phishing, and relying on SMS OTPs isn’t effective. By the time it’s triggered, a fraudster may have already taken over or changed the phone number. This tool offers a much-needed, proactive safeguard.”

— Rupam Banerjee, Tech Lead Analytics at Sardine

“This app would be extremely helpful for my parents and grandparents, who don’t have much knowledge of banking or the impersonation scams that are so common today. The way it explains things in simple, clear language makes it easy for them to understand and take action quickly. What I especially like is that it’s interactive and keeps them more engaged than a frustrating, friction-filled experience like calling customer care. I feel more at ease knowing that they have a tool like this to guide and protect them from potential fraud.”

— Swetha Kota, Analytics & Reporting Business Partner at Sartorius

“The elder abuse protection tool is simple and user-friendly. I was able to complete the process in about 10 seconds, and the results were delivered quickly in a way that was easy to understand. It would be a valuable addition to the current verification process and serve as a useful reminder for customers to remain cautious.”

— Krystal Li, Risk Management

“I can see this app being useful and serving as another check against online fraud, especially before a fraudulent payment is processed. It is a quick test with few questions and gives instantaneous risk level assessment. Even after having gone through multiple training sessions about different methods of scam, having an app remind you of the risks involved would be useful. This is particularly relevant as the scammers continue to use new and creative ways to find victims.”

— Krishna Prasad (Elder Citizen), Molecular Biologist

Contact us

Interested in piloting SentinelAge or seeing a live demo? Send us a note.

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Implementation in weeks, not months

• REST API with reason codes
• Configurable policies and thresholds
• SOC2-ready architecture
• Dedicated pilot support

Docs & Sandbox

Ask for temporary sandbox keys to test with sample transactions.

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